When the Department of Education determines how much aid to award a student, the two biggest concepts are cost of attendance (CoA) and expected family contribution (EFC). EFC is how much the government thinks the student (and their parents if dependent) can be expected to afford without assistance and is calculated from the information submitted on the FAFSA form. CoA is the college’s determinaContinue Reading »

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I am going to be an aunt for the first time. And while my brother and sister-in-law are researching the safest crib, I’m more concerned about whether they have already been thinking about their baby’s higher education. These concerns are probably unwarranted. My brother has a J.D. and my sister-in-law has a bachelor’s, and both havContinue Reading »